Mortgage & Loans

This month we speak with Shane Oliver head of investment strategy and economics and chief economist and AMP Capita about falling house prices, economic warning flags, and how the US and China are positioning themselves in the early days of a trade war. Brought to you courtesy of Kaplan Professional.
One enquiry we often deal with is whether a client should invest in residential property or the share market?
It seems that the only way a lot of younger Australians can get into the property market is by hitting mum and dad up for a loan - sound familiar? Interestingly there are a raft of estate planning matters that you might like to consider and our friends at Iron Group lawyers have put together 3 considerations and scenarios for you if you're thinking of, or have, loaned your children money to buy a property.
Recent moves by the banks, pressured by changes to borrowing requirements to hike rates on interest only loans with the possibility of more to come, has brought into question the appropriateness of interest only loans for investors. Although the media has provided numerous articles promoting the “switch”, we need to look more deeply at the implications.
A mix of low interest rates, high housing prices and waves of baby boomers nearing or already in retirement is increasing the amount of pre-retirees who are servicing debt later than other generations before them – I’m sure a lot of you can attest to that!

Whether you’re ready for a complete home renovation or simply want to bring your house up-to-date with a few cosmetic changes, you’ll want to get on top of the latest trends so you can make some wise choices on where to invest your budget. Here...

Summer is approaching fast and everyone is looking on AirB&B or Stayz.com for the perfect house to spend the holidays. As you scroll through the listings and your eye wanders across all the gorgeous homes in Australia’s most idyllic holiday spots, you’ll also notice the breathtaking...

Next to your wedding day perhaps, settlement day on your first home is likely to be the most exciting and stressful day of your life. It not only brings an end to the hard work and perseverance it takes to save your deposit and find the...

Saving up the cash for a deposit on a second property can be just as difficult as saving for your first home. So how do property investors manage to get their hands on enough money to build a decent portfolio? The answer is equity. It’s a...