November 2015

And no, the answer isn’t mum and dad. Or at least it shouldn’t be. It’s time to take responsibility for your actions. I’m guessing you have car insurance? It’s likely you’ve got private health insurance? You may have home and contents insurance. But have you...

What do Bill Gates, Warren Buffet, Sting and Nigella Lawson have in common apart from wealth? This mismatched bunch is part of a vanguard of rich parents who have vowed not to leave multi-million dollar legacies to their children. While some wealthy parents may believe their...

Home loans! The topic on everyone’s lips in this market. And my goodness, there are so many providers, options, rates and offers out there at the moment it’s enough to make your head spin. When looking for a new loan or reviewing your current loan(s) the...

Are you thinking about early retirement? Can’t wait to get your hands on your superannuation? Then brace yourself, because the bar you need to jump before you get your hands on your retirement savings has just been raised a notch. Generally speaking, you can’t access your...

Most investors are familiar with Warren Buffett’s advice to be fearful when others are greedy and greedy when others are fearful. But when share prices fall around the globe as they have in recent weeks, it’s difficult to keep your wits about you when everyone...

It takes more than a dip in the dollar to get between a determined Australian and an overseas holiday! With a little bit of planning, savvy travellers can overcome falls in the Aussie dollar by travelling smarter, not less. Australians have seen the dollar lose nearly...

Australians will have to save a bit harder to build their retirement nest egg, thanks to recent and possible future changes to superannuation. The debate about reducing some of superannuation’s generous tax concessions is ongoing, but recent changes make it more important than ever to...

When most people tell me they have adequate insurance in their super fund I can’t help but raise an eyebrow (a useful skill of mine). Insurance through super is often a mine-field of ‘ifs and buts’ and so I urge you to do your due diligence...

We know that it can be tedious to review your life and disability insurance policies. There is a lot of complexity to consider – all those medical questions, having to provide financial evidence etc. So much hassle – may as well leave it for another...